Why We Choose Health Insurance

Why We Choose Health Insurance

Why we choose health insurance

We all tend to buy health insurance for the same reasons. We want to bypass the NHS waiting lists and receive treatment when we need it.

Going into hospital is a stressful occasion and as a patient you want to be as comfortable as possible, private health cover will often mean your own private room with en-suite and home comforts such as television, internet and a choice of food when you want it.

Health insurance is not designed to replace the NHS, a health plan is designed to provide cover for the treatment of acute conditions. The private sector has very limited resources for Accident and Emergency and the treatment of chronic conditions, so both will tend not to be covered on your health insurance.

Health insurance for women who are pregnant

If you take any of the leasing insurers and look through the policy terms the health insurance tends not to cover normal pregnancy.  In the majority of cases midwives and doctors carry out the everyday care of the pregnancy through the NHS.  A pregnant woman will have regular appointments and scans with their general practitioner and midwife to ensure the pregnancy progresses as it should and this will continue after the birth to ensure the baby and mother is in good health.

Now although a standard health plan may not cover normal pregnancy you do have the option of going private and paying for the services of a midwife and obstetrician should you require.